Smart expense tracking

Expense tracking that categorizes itself.

Upload any bank or card statement. Recurring merchants fill themselves in from your own history, AI suggests the rest, and your personal, business and reimbursable spend stay cleanly apart, each with its own P&L.

PDF, Excel & CSV CAD & USD Your data stays yours
Works with any bank or card. PDF Excel CSV Read column by column, not guessed.

The intelligence

It does the tedious part for you.

Most trackers make you tag every line by hand. This one learns your patterns, reads your statements properly, and keeps your accounts straight.

Learns how you categorize

Every import, merchants you've tagged before fill themselves in from your own history, and AI suggests the rest, grounded in your real patterns.

Reads real statements

Drop in a PDF, Excel or CSV. It reads the actual columns, like withdrawals, deposits and running balance, instead of guessing from the text.

Real P&L per entity

Keep personal, business and reimbursable spend apart. Each entity gets its own P&L, even a pass-through that nets to zero.

Travel-aware with Trips

Tag a travel week and the in-person spend (meals, rides, hotels) is attributed to that trip's entity. Routine bills stay exactly where they belong.

Reports you'll actually use

Income vs spending, cash flow, and breakdowns by category, entity and merchant, with one-tap drill-downs into the transactions behind any number.

Private by design

Your transactions are isolated to your own account, and the AI runs on your own key. Nothing is pooled or shared.

Stop categorizing

The more you use it, the less you do.

After a month or two, importing a statement is mostly review, not work. Recurring merchants arrive already sorted, and a “needs attention” view surfaces only the handful that are genuinely new or inconsistent.

  • Unambiguous merchants auto-fill on import, visibly and easy to undo.
  • A “Mixed” filter shows only merchants you've tagged more than one way.
  • Fix one row or a whole merchant at once, with undo on every change.
By entity net, all time
Reimbursable
$4,120 out, $4,200 in
+$80
Business
$2,850 out, $7,400 in
+$4,550
Personal
$5,240 out, $120 in
−$5,120
Side project
$980 out, $0 in
−$980

Trips

Travel weeks, sorted in a couple of taps.

Tag the dates you were on the road. During a trip, the app suggests that trip's entity for your in-person spend, and leaves your insurance, subscriptions and mortgage exactly as they were.

  • Pick a window on a calendar, for any entity or trip.
  • Only in-person, discretionary spend is re-attributed.
  • See spend, and how much is tagged, per trip.
Restaurant → Business
Rideshare → Business
Hotel → Business
Insurance unchanged

How it works

Three steps, most of them automatic.

1

Upload a statement

Drag in a PDF, Excel or CSV, one file or several. It's parsed into clean transactions in seconds.

2

Review the smart suggestions

Known merchants are already sorted. Accept the AI's picks for the rest, or fix anything in a tap.

3

See your real numbers

Per-entity P&L, cash flow and category breakdowns update instantly, in the currency you work in.

Open the app and import your first statement.

Spend a few minutes now; let it do the sorting for you from here on.